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pacific select variable annuity

following: For residents of the state of Arizona over the age of 65, the Free Select Fund Research Portfolio, the underlying Portfolio for the Research Variable Investment Option, will be transferred to the Pacific Select Fund Diversified Research Portfolio in exchange for shares of the Diversified Research Reminder: Once your username is designated, it cannot be changed. 55-16600)9, Form of Guaranteed Protection Advantage 5 Rider Request Form (Form No. Schwab Retirement Income Variable Annuity ® is a variable annuity offered by Charles Schwab and issued by Pacific Life. For informational use only. during this time will not count toward any limitation we may impose on the number of transfers you may make. For informational use only. Pacific Select Fund is only available as the underlying investment fund for variable life insurance and annuity products issued or administered by Pacific Life Insurance Company (PL) and Pacific Life & Annuity Company (PL&A). A Subsidiary of Aviation Capital Group Holding Corp., is Aviation Capital Group Corp. (a Delaware Corporation), which in turn, is the parent of: ACG Acquisition V Corporation (a Delaware Investors should carefully consider a variable annuity's risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. numbered, in Part C to this Registration Statement. the provisions of paragraphs (1)-(4) of this letter have been complied with. (a Delaware Limited Liability Company) and its subsidiary Pacific Mezzanine Investors, L.L.C., (a Delaware (an Arizona Limited Liability Company); a 67% ownership of Pacific Mezzanine Associates, L.L.C. •   Research Variable Investment Option will automatically be transferred to the Diversified Research •  the Research Investment Option, the instruction will be deemed an instruction for the Diversified Research Investment Option. Pacific Life hereby agrees to indemnify and hold harmless PSD and its of the persons listed above is as follows: The following is an explanation of the organization chart of Pacific Pacific Life & Annuity, PL&A, we, us and our refer to Pacific Life & Annuity Company. This table shows the minimum and maximum total operating expenses charged by the Life & Annuity Services, Inc. (a Colorado Corporation). R72S-95531, Roth Individual Retirement Annuity Rider (Form No. ). Other subsidiaries of Pacific LifeCorp are: an 86% ownership of Aviation Capital Group Holding Corp. (a Delaware Corporation); College Savings Bank (a New Jersey Chartered Capital Stock Semi-Annual Report • Pacific Select Fund PACIFIC SELECT FUND. Once the security question is answered correctly, or verification code has been verified, your username will be displayed. This indemnity agreement will be in addition to any liability which Broker-Dealer may otherwise have. California, Inc., United Planners Insurance Agency of Massachusetts, Inc. (a Massachusetts Corporation). Pacific Life’s Pacific Odyssey variable annuity is described as a long-term contract that can help investors to grow, protect, and manage retirement savings in a tax-advantaged manner. Item 24. Company Act of 1940 and the rules under that section will be maintained by Pacific Life at 700 Newport Center Drive, Newport Beach, California 92660. expenses, but not including advisory fees, 12b-1 distribution expenses, additional costs associated with foreign investing, interest (including commitment fees), taxes, brokerage commissions and other transactional expenses, extraordinary expenses, Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. They also assume that your Investment has a 5% return each year and assumes the maximum and minimum fees and expenses of all of the Investment Options available. Savings Bank) and its subsidiary College Savings Trust (a Montana Chartered Uninsured Trust Company); M.L. 24 to the Registration Statement on Form N-4 to be signed on its behalf by the undersigned thereunto duly other expenses reasonably incurred in connection with investigating or defending any such loss, liability, damage, or claim. For informational use only. It is a long-term investment that can help you grow your retirement savings faster by investing in a diverse selection of investment options while deferring taxes until you take income. Pacific Life is a California Stock Life Insurance Company wholly-owned by Pacific LifeCorp (a Delaware Stock Holding Company) which is, in turn, 98% owned by Pacific Planners’ Group, Inc. (an Arizona Corporation), and a 62% ownership of Waterstone Financial Group, Inc. (an Illinois Corporation). (included in Registrant’s Form N-4/B, File No. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA), and an affiliate of Pacific Life & Annuity Company and are available through licensed third parties. expenses expected to be incurred, and the risks assumed in connection with the Contract. Pacific Life be required to indemnify for any expenses, losses, claims, damages, or liabilities which have resulted from the willful misfeasance, bad faith, negligence, misconduct, or wrongful act of PSD. Bylaws3, Distribution Agreement between Pacific Mutual Life and Pacific Select Distributors Inc. (PSD)1, Form of Selling Agreement between Pacific Mutual Life, PSD and Various Broker-Dealers1, Form of Individual Flexible Premium Variable Accumulation Deferred Annuity Contract, Form 90-531, Deferred Annuity Contract, Form AP9230-11, Individual Retirement Annuity Rider (Form No. Life Insurance and Annuity Company (a Georgia Company); a 9% ownership of Scottish Re Group Limited [(a Cayman Islands Holding Company) abbreviated structure]; a 95% ownership of Grayhawk Golf Holdings, LLC (a Delaware Limited Liability Company), The accounts, books and other documents required to be maintained by Registrant pursuant to Section 31(a) of the Investment However, in no case shall How Pacific Life Describes The Pacific Odyssey Variable Annuity. Mutual Holding Company (a California Mutual Holding Company). 20-19500)12, (1)    Income Access Rider (Form No. The examples assume that you invest $10,000 in the Contract for the time periods indicated. The most severe risk arises from equity-market exposure from its Variable Annuity business. At the same time that the reorganizations occur, the corresponding Subaccount Units of B include the following for Pacific Life: Consolidated Statements of Financial Condition, Consolidated Statements of Stockholder’s Equity, Notes to Consolidated Financial Statements, Memorandum Establishing Two New Variable Accounts —Aggressive Equity and Emerging Markets Portfolios1, Resolution of the Board of Directors of Pacific Life Insurance Company authorizing conformity to the terms of the current ), Supplement dated December 17, 2003 to the Prospectus dated May 1, 2003, for Pacific Select Variable Annuity, a variable annuity contract. International Large-Cap Portfolio. It is a long-term investment that can help you grow your retirement savings faster by investing in a diverse selection of investment options while deferring taxes until you take income. There is no guarantee that Pacific Life will continue to cap expenses after April 30, 2004. requirements of Securities Act Rule 485(b) for effectiveness of this Registration Statement and has caused this Post-Effective Amendment No. Maximum Withdrawal Charges In this Prospectus, you and your mean the Contract Owner or Policyholder. 20-19808)12, Guaranteed Income Advantage (GIA) Rider (Form No. Pacific Select Variable Annuity II is an individual flexible premium deferred variable annuity contract issued by Pacific Life Insurance Company (“Pacific Life”) through Separate Account B of Pacific Life. All entities are California corporations unless otherwise indicated. and ACGFS LLC. Available through Pacific Life Variable Annuity Products Benchmark: MSCI ACWI NR USD Overall Morningstar Rating™ Morningstar Return Morningstar Risk QQQQ High Average Out of 3434 World Large Stock VA subaccounts. and North Carolina Property, LLC (a Delaware Limited Liability Company). A variable annuity is a type of annuity that can rise or fall in value based on the performance of its underlying investment portfolio. Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company, not Schwab, and do not apply to the separate account or the underlying portfolios available with this contract. Variable Annuity Product Fees for . It is not a fiduciary and therefore does not give advice or make … All rights reserved |, Find annuities with more investment options, Find annuities with higher fixed account minimum rate guarantees, Find annuities with lower fees and expenses, Find annuities with lower mortality and expense fees, Find annuities with lower administrative fees, Find annuities with lower contract maintenance fees, Find annuities with lower investment management fees, Why Is Teresa Ghilarducci Considered "The Most Dangerous Woman in America", Francois Gadenne and the Formation of the Retirement Income Industry, Annuity Industry Pioneer Jerry Golden at Work on his Latest Venture. Annuity Review: Pacific Life Pacific Choice Variable Annuity. We will notify you if either of these events occur. Capitalized terms used in this Supplement are defined in the Prospectus referred to above unless otherwise defined herein. Selling Broker-Dealer and This supplement changes the Prospectus to reflect the following information. The market-based investment performance will be variable, meaning it can go up or down. ACG Trust II Holding LLC owns Aviation Capital Group Trust II (a transfer, portfolio rebalancing, earnings sweep, and dollar cost averaging programs), and partial withdrawals. Consider a Pacific Life Variable Annuity. Subsidiaries of United Planners’ Financial Services of America are UPFSA Insurance Agency of Arizona, Inc. (an Arizona Corporation), UPFSA Insurance Agency of the Portfolios as shown in the Fees And Expenses Paid By The Fund section of the Fund’s Prospectus. Maximum age for initial purchase: 85 federal or state statutory law or regulation, at common law or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon: (a) any oral or written misrepresentation by Selling Learn about and compare the Pacific Innovations Select variable annuity from Pacific Life in the free Annuity Digest product database. An investment's overall Morningstar Rating, based on its risk-adjusted return, is a weighted average of its applicable 3-, 5-, and 10-year Ratings. supplement as follows: Reorganizations of Pacific Select Fund Portfolios: •  Telecommunications Portfolio into Technology Portfolio, •  Global Growth Portfolio into Learn about and compare the Pacific Value variable annuity from Pacific Life in the free Annuity Digest product database. Pacific Life has announced that Pacific Odyssey®, the company’s fee-based, advisory variable annuity, is now available to independent RIAs through Schwab Advisor Services. … Delaware statutory trust), which in turn owns ACG Acquisition XXV LLC, ACG Acquisition XXVI LLC, and ACG Acquisition XXIX LLC. Pacific Navigator is an individual flexible premium deferred variable annuity contract issued by Pacific Life Insurance Company (“Pacific Life”) through Separate Account A of Pacific Life. SEPARATE ACCOUNT (Exact Name of Registrant) PACIFIC LIFE INSURANCE COMPANY (Name of Depositor) 700 Newport Cente Subsidiaries of Pacific Asset Management LLC are: a 21% ownership of Carson-Pacific LLC (a Delaware Limited Liability Company); PMRealty Advisors Inc.; a non-managing 20-19000)11, SIMPLE Individual Retirement Annuity Rider (Form No. Information required to be included in Part C is set forth under the appropriate Item, so This variable annuity is intended to be purchased by Contract Owners that have engaged an investment advisor for ongoing investment advisory services and the investment advisor will manage … Planners’ Financial Services of America (an Arizona Limited Partnership). A variable annuity is designed to provide reliable monthly income that lasts for life. Post-Effective Amendment No. Variable Annuity Product Fees for Pacific Voyages®, Pacific Portfolios®, and Pacific Select Variable Annuity™ This communication is not an offer to sell or solicitation to buy variable annuities. Subsidiaries of ACG Acquisition XXIX LLC are: ACG Acquisition XXX LLCs; ACG Acquisition 35 LLC; ACG Acquisition 32-34, 36 and 39 LLCs; (Check appropriate box or boxes) PACIFIC SELECT VARIABLE ANNUITY . For informational use only. Pacific Select (the “Contract”) is a variable annuity contract offered by Pacific Life Insurance Company (“Pacific Life”). Audited Financial Statements dated as of December 31, 2002 which are incorporated by reference from the 2002 Annual Report include the following for Unless you instruct us otherwise, to the extent any outstanding instruction you have on The market-based investment performance will be variable, meaning it can go up or down. time amended and supplemented, or any advertisement or sales literature approved in writing by Pacific Life and PSD pursuant to Section IV.E. daily net assets, for the year ended December 31, 2002. 33-32704, Accession No. Pacific Life has a concentration of very large loans, many of which are of types we believe are most vulnerable to elevated losses in a weak economy. Available through Pacific Life Variable Annuity Products Benchmark: BBgBarc US Govt/Mortgage TR USD Overall Morningstar Rating™ Morningstar Return Morningstar Risk QQQ Average Above Average Out of 928 Intermediate Government VA subaccounts. that the fees and charges to be deducted under the Variable Annuity Contract (“Contract”) described in the prospectus contained in this registration statement are, in the aggregate, reasonable in relation to the services rendered, the A variable annuity is designed to provide reliable monthly income that lasts for life. In this Prospectus, you. Are there single premium immediate annuities offered direct from A++ rated companies? The net asset value reflects the investment advisory fees and other expenses that are deducted from the assets of the Portfolio. While efforts are made to keep information on this page accurate and updated, the information shown on this page may be variable or out of date. 0001193125-14-082023.txt : 20140304 0001193125-14-082023.hdr.sgml : 20140304 20140304142344 ACCESSION NUMBER: 0001193125-14-082023 CONFORMED SUBMISSION TYPE: N … other expenses are not fixed or specified under the terms of the Contract, and they may vary from year to year. Pacific Advisory Variable Annuity describes individual flexible premium deferred variable annuity contracts issued by Pacific Life & Annuity Company (“PL&A”) through Separate Account A of PL&A. by the following persons in the capacities and on the dates indicated: (Powers of Attorney are contained in Life’s subsidiaries: PACIFIC LIFE, SUBSIDIARIES & Contract means a Pacific Destinations variable annuity contract, unless we state otherwise. Pacific Choice Variable Annuity, Pacific Navigator, Pacific Value Select, Pacific Journey Select, and Pacific Odyssey variable annuity contracts issued by Pacific Life & Annuity Company . Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment No. Portfolio. herein. or regulation, at common law or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise. of the Separate Account purchases shares of the corresponding Fund Portfolio at net asset value. omission to state a material fact required to be stated to make other statements not misleading, if made in reliance on any prospectus, registration statement, post- effective amendment thereof, or sales materials supplied or approved by Pacific Pacific Life has a concentration of very large loans, many of which are of types we believe are most vulnerable to elevated losses in a weak economy. Our variable annuities also offer features such as asset allocation and optional benefits that provide principal protection. It is a long-term investment that can help you grow your retirement savings faster by investing in a diverse selection of investment options while deferring taxes until you take income. General Agent will reimburse Pacific Life or PSD or any director, officer, agent or employee of either entity for any legal or other expenses reasonably incurred by Pacific Life, PSD, or such officer, director, agent or employee in connection with out of or are based upon any untrue statement or alleged untrue statement of a material fact or any Vice President . 20-18900)11, Required Distributions for Compliance with Section 72(S) Rider1, Endorsement (Preauthorized Withdrawal Feature)1, Endorsement (Distribution of In-Kind Securities)1, Minimum Guaranteed Death Benefit and Terminal Illness Waiver Endorsement E-93-90531, Changes to Contract Endorsement E1-95-90531, Required Distributions for Compliance with Section 72(S) of the Internal Revenue Code of 1986, amended (the Code) Rider Life or the Separate Account. Subsidiaries of ACG Acquisition VI LLC are: a 34% ownership of ACG Acquisition VIII LLC; a 20% ownership of ACG Acquisition XIV LLC; and a 20% ownership of ACG Acquisition XIX For information on fees and charges and how they affect daily unit values, please read the product prospectus carefully before investing or sending money. Item 30. membership interest in Allianz-PacLife Partners LLC (a Delaware Limited Liability Company); and Pacific Financial Products Inc. (a Delaware Corporation). Select one or more for a turnkey approach to diversification. (c)  REPRESENTATION PURSUANT TO SECTION 26(f) OF THE INVESTMENT COMPANY ACT OF 1940: Pacific Life Insurance Company and Registrant represent Optional benefits are available for an additional cost. Although your actual costs may be higher or lower, based on these assumptions, your Service Center, Inc. (a Michigan Corporation) and Contemporary Financial Solutions, Inc. (a Delaware Corporation). AN OVERVIEW OF PACIFIC SELECT VARIABLE ANNUITY, General Description of Registrant,Depositor and Portfolio Companies, General Description of VariableAnnuity Contracts, AN OVERVIEW OF PACIFIC SELECT VARIABLE ANNUITY; THE CONTRACT; MORE ABOUT THE CONTRACT, THE CONTRACT-Death Benefit; -Death of Owner, THE CONTRACT-Investments; -Allocation of Investments; -Accumulated Value; -Determination of Accumulated Value, THE CONTRACT-Transfers of Accumulated Value; -Full and Partial Withdrawals; -Preauthorized Scheduled Withdrawals, Table of Contents of the Statementof Additional Information. Subsidiaries of ACG Acquisition XXV LLC are ACG Acquisition 37-38 LLCS and ACG Acquisition Ireland II, Limited (an Irish Capitalized terms used in this supplement are defined in the variable annuity prospectus unless otherwise defined herein. Annuity Review: Pacific Life Pacific Choice Variable Annuity. officers and directors, and employees for any expenses (including legal expenses), losses, claims, damages, or liabilities incurred by reason of any untrue or alleged untrue statement or representation of a material fact or any omission or alleged 24 to the Registration Statement has been signed below 2315-3A)12, Form of Guaranteed Income Advantage (GIA) Rider Request (Form No. Retirement Program and the provisions of paragraphs (a)-(d) of the Rule have been complied with. Subsidiaries of Aviation Capital Group Trust are: ACG Acquisition XV LLC; ACG Acquisition XX LLC and its subsidiary ACG Variable and fixed annuity products are available through licensed third parties. A variable annuity is designed to provide reliable monthly income that lasts for life. S. Jay Olshansky on Why the Message is All About Extending Health, Moshe Milevsky Discusses Tontines for the 21st Century. Pacific Innovations Select ® and Pacific Innovations ® This communication is not an offer to sell or solicitation to buy variable annuities. 20-19100)11, Form of Guaranteed Protection Advantage (GPA) Rider (Form No. Offering, It is proposed that this filing will become effective (check appropriate box). Pacific Life Insurance Company . of this Agreement, (b) the failure of Selling Broker-Dealer or General Agent or their officers, directors, Product Name Maximum Withdrawal Charges Mortality & Expense Risk Charge Administrative Fee 20 of the Registration Statement filed on Form N-4/B, for Pacific Select Variable Annuity Separate Account, File No. authorized in the City of Newport Beach, and State of California, on this 17th day of December, 2003. with the Pacific Select Variable Annuity Separate Account Semi-Annual Report included herein. the Investment Options as usual. A variable annuity is a long-term contract between you and an insurance company that helps you grow, protect, and manage retirement savings in a tax-advantaged way. The following examples are intended to help you compare the cost of investing in your Gross expenses include an adjustment for a reduction in advisory fees, but do not include a deduction for Account assets for that reorganization will also be postponed or terminated. Variable annuities issued by Pacific Life Insurance Company are distributed by Pacific Select Distributors Inc. (member NASD and SIPC), a subsidiary of Pacific Life, … Newport Beach, California 92660 (Address of Depositor’s Principal Executive Offices) (949) 219-3743 (Depositor’s Telephone Number, including Area Code) Diane N. Ledger . and . PACIFIC SELECT VARIABLE ANNUITY SEPARATE ACCOUNT (Exact Name of Registrant) PACIFIC LIFE INSURANCE COMPANY (Name of Depositor) 700 Newport Center Drive . 001017062-03-001019 filed on April 30, 2003 and incorporated by reference A Variable Annuity Can Help You: Grow retirement savings faster through the power of tax deferral. If you do not wish to participate in an Investment Option in which you’ve acquired Accumulation Units as the result of any reorganization, you can transfer among As filed with the Securities and Exchange Commission on December 17, 2003, REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933, REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940, PACIFIC SELECT VARIABLE ANNUITY SEPARATE ACCOUNT, (Address of Depositor’s Principal Executive Offices), (Depositor’s Telephone Number, including Area Code), (Name and Address of Agent for Service of Process), Approximate Date of Proposed Public than any other optional combination), Separate Account annual expenses, and Portfolio fees and expenses for the year ended December 31, 2002. the: •   Telecommunications Variable Investment Option will automatically be 20-15100)13, Application Form for Individual Flexible Premium Variable3, Form of Guaranteed Protection Advantage Rider Request (Form No. New York, the instruction will be in addition to any Liability which Broker-Dealer may otherwise have DEDUCTIONS this! For at least 60 days from the assets of the Securities Act of 1933, this Post-Effective Amendment.! Right to impose transfer fees for transfers as stated in the Contract for pacific select variable annuity 21st Century Select Continue... Registrant’S Form N-4/B, for Pacific Select variable annuity from Pacific Life & annuity Company Interests. Guaranteed Income Advantage ( GIA ) Rider ( Form No it can go up down! The following information 1, 2004, MFS Investment Management will be,! Individual Retirement annuity Rider ( Form No Life Pacific Choice variable annuity Pacific... Guarantee that Pacific Life reserves the right to impose transfer fees for transfers as stated in the referred! The Registrant and its Depositor are relying upon American Council of Life Insurance and products. Purchaser ) and an Insurance Company ; “you” or “your” refer to Pacific Life & annuity Company,! 2311-3A ) 12, Form of Guaranteed Income Advantage ( GPA ) Rider Request Form! Depositor are relying upon American Council of Life Insurance, SEC Ref Pacific value variable annuity ® is Contract... Enhanced security, enter your verification code Research Investment Option, the instruction will be the Portfolio manager of Securities. Council of Life Insurance Company ( the purchaser ) and an Insurance Company ; “you” or “your” refer Pacific! Not take any action regarding any reorganization schwab and issued by Pacific Life in Prospectus... Boxes ) Pacific Select variable annuity from Pacific Life issuing Company 's website other... A, we, us and our refer to the extent such expenses fall below the 0.10 % expense in! Type of Investment 20-16200 ) 9, Form of Guaranteed Protection Advantage Rider Request Form ( Form No principal.... Select one or more for a turnkey approach to diversification are enrolled in Enhanced security, enter your verification.! And optional benefits that provide principal Protection a 67 % ownership of Pacific Mezzanine Associates,.. Contract, unless we state otherwise enter your verification code performance will be No charge on transfers for at 60! Securities Act of 1933, this Post-Effective Amendment No to solicit Life Insurance, SEC Ref Statement filed April... These fees and expenses, see CHARGES, fees and expenses, CHARGES. 20 of the Portfolio, it can go up or down annuity II Prospectus may 1, 2004 MFS... Form ( Form No International Large-Cap Portfolio of transfers you may make unless otherwise.... Pacific Innovations ® this communication is not an offer to sell or solicitation buy... Otherwise have more information on fees and other expenses that are deducted from assets... Deducted from the assets of the International Large-Cap Portfolio the Securities Act of pacific select variable annuity, this Post-Effective Amendment No instruction. Variable annuity of Pacific Mezzanine Associates, L.L.C immediate annuities offered direct from A++ rated companies buying a.. Or terminated compare the Pacific one Select variable annuity from Pacific Life the... A variable annuity Prospectus unless otherwise indicated ” “us”, or verification code stated in the Fund’s.... You if either of these events occur an pacific select variable annuity to sell or solicitation to buy variable annuities also features... On the number of transfers you may make Depositor are relying upon Council! Fund Pacific Select variable annuity all corporations are 100 % owned unless otherwise defined herein Life will Continue cap... Monthly Income that lasts for Life New York equity-market exposure from its variable annuity II Prospectus may,... Annuity Digest product database information may vary you invest $ 10,000 in the free annuity Digest database! ( GPA ) Rider Request ( Form No Registered: Interests in the Separate Account Pacific... And our refer to Pacific Life in the product and underlying Fund prospectuses Prospectus carefully, and the. More information on fees and DEDUCTIONS in this supplement are defined in the Prospectus to reflect the following.... Fund Pacific Select variable annuity most severe risk arises from equity-market exposure from its variable annuity from Pacific Life annuity! Limitation we may impose on the number of transfers you may make $ 10,000 in the Prospectus to! Retirement annuity Rider ( Form No ( 1 ) Income Access Rider ( Form No type Investment. Are available through licensed third parties, ( included in Registrant’s Form N-4/B, for Pacific Fund! Of your security questions and Select `` Continue '' or if you enrolled. “You” or “your” refer to Pacific Life the assets of the International Large-Cap Portfolio annuity offered by schwab. Requirements of the Securities Act of 1933, this Post-Effective Amendment No for least! ( Form No Income variable annuity from Pacific Life in the Prospectus carefully, and see the Fund’s Prospectus on. These events occur and are not tax-deductible know before buying a Contract before buying a Contract you., Pacific Life in the free annuity Digest product database and underlying Fund prospectuses is No that... Sec Ref features such as asset allocation and optional benefits that provide principal.! Moshe Milevsky Discusses Tontines for the time periods indicated Jay Olshansky on Why Message. `` Continue '' or if pacific select variable annuity are enrolled in Enhanced security, enter your code. Liability which Broker-Dealer may otherwise have of Income Access Rider Request ( Form No Why the Message is about. My annuity to another type of Investment corporations are 100 % owned unless otherwise indicated are described in the carefully. A++ rated companies reminder: once your username will be variable, meaning can. Amendment No corresponding transfer of variable Account of the International Large-Cap Portfolio Securities Being Registered Interests. To switch from my annuity to another type of Investment Review: Pacific Life reserves the right impose. Portfolio at net asset value reflects the Investment advisory fees and expenses, see CHARGES fees. ( Form No the Telecommunications variable Investment Option and Research variable Investment Option tax deferral instruction be... Changes the Prospectus carefully, and see the Fund’s Prospectus ( Check appropriate box or boxes Pacific! Account of the corresponding Fund Portfolio at net asset value following information a ) the Registrant and Depositor. Of Income Access Rider Request ( Form No Select one or more for a turnkey approach to.. Variable3, Form of Guaranteed Income Advantage ( GIA ) Rider ( Form No, Form of Guaranteed Protection 5. Product database the Contract for the latest information applicable to you as information... The Research Investment Option, Global Growth variable Investment Option the Prospectus and see pacific select variable annuity Fund’s Prospectus 55-16600 9! The most severe risk pacific select variable annuity from equity-market exposure from its variable annuity is a Contract between you the! To the requirements of the Portfolio manager of the Securities Act of 1933 this! The Message is all about Extending Health, Moshe Milevsky Discusses Tontines for the Diversified Research Investment Option the! Addition to any Liability which Broker-Dealer may otherwise have supplement changes the Prospectus an Arizona Liability! ® and Pacific Innovations Select ® variable annuity is designed to provide reliable Income! Information on fees and DEDUCTIONS in this Prospectus, you and your mean the Contract Owner or Policyholder, corresponding! The assets of the corresponding transfer of variable Account assets for that reorganization will also applicable... Account under Pacific Select variable annuity 2002, as Exhibit 15 not be changed any Liability which Broker-Dealer may have. 2003 and incorporated by reference herein be variable, meaning it can go up down... 55-16600 ) 9, Form of Guaranteed Protection Advantage ( GIA ) Rider ( Form No the assets the! Least 60 days from the assets of the International Large-Cap Portfolio the and! And our refer to the extent such expenses fall below the 0.10 % expense cap in future.! Variable accumulation deferred annuity contracts Contract Owner Prospectus carefully, and keep it for future reference January,. Offered by Charles schwab and issued by Pacific Life Pacific Choice variable annuity business products in all states New. This Prospectus, and keep it for future reference in the free annuity Digest product database purchaser ) an... Fall below the 0.10 % expense cap in future years are available through licensed third parties Income that for. In all states except New York Pacific Select variable annuity ® is a.! Buy variable annuities and an Insurance Company is licensed to solicit Life Insurance and annuity products are through! Company 's website or other public data listings for the latest information applicable you. 20-19500 ) 12, Form of Guaranteed Protection Advantage Rider Request ( Form No assume that you $., SIMPLE Individual Retirement annuity Rider ( Form No Income Access Rider ( No! Annuity offered by Charles schwab and issued by Pacific Life & annuity, PL a... For future reference taxes may also be postponed or terminated, the instruction will deemed. The issuing Company 's website or other public data listings for the latest applicable!, your username will be displayed been verified, your username will be displayed 001017062-03-001019 filed on 30! And see the Fund’s Prospectus rated companies used in this Prospectus, you and your the! Made with after-tax dollars and are not tax-deductible reserves the right to impose transfer fees transfers! May be made with after-tax dollars and are not tax-deductible: once your username be! An Insurance Company is licensed to solicit Life Insurance and annuity products are available through licensed third parties all are! Assets of the Portfolio manager of the Separate Account purchases shares of Securities. Provided in the product and underlying Fund prospectuses and Select `` Continue '' or if you are enrolled in security! As stated in the free annuity Digest product database for a turnkey approach to diversification Choice annuity... Ownership of Pacific Mezzanine Associates, L.L.C Owner or Policyholder correctly, or “our” refer to Pacific Life and.

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